Microsoft Copilot vs ChatGPT | AiWedia

Microsoft Copilot vs ChatGPT

Copilot is embedded in Microsoft; ChatGPT is platform-agnostic.

Option A

Copilot

Microsoft’s AI assistant in Windows, Edge, and Office for search, writing, and images.

Option B

Advanced AI chatbot for coding, writing, debugging, learning, and productivity. Helps developers, students, and professionals solve problems faster.

Spec	Copilot	ChatGPT
Plans & pricing	Free in Edge/Bing · Copilot Pro $20/mo · M365 Copilot $30/user	Free · Plus $20/mo · Pro $200/mo · Team from $25/user
Free tier	Basic chat in Microsoft apps	GPT-4o mini, limited GPT-4o, web browsing

Plans & pricing

Copilot

Free in Edge/Bing · Copilot Pro $20/mo · M365 Copilot $30/user

ChatGPT

Free · Plus $20/mo · Pro $200/mo · Team from $25/user

Free tier

Copilot

Basic chat in Microsoft apps

ChatGPT

GPT-4o mini, limited GPT-4o, web browsing

Spec	Copilot	ChatGPT
API access	Microsoft Graph & Azure OpenAI (enterprise)	OpenAI API (pay-as-you-go)
API limits / quota	Boosts tied to Microsoft 365 license	Tiered by usage; no hard free API quota
Rate limits	Fair use on consumer tier	RPM/TPM vary by model tier
Context window	GPT-4 class models via Microsoft	128K (GPT-4o family)
Best for	Word, Excel, Edge, Windows integration	General assistant, plugins, coding, image gen