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Both target vibe coding; Cursor has larger community.
Option A
AI-native code editor built on VS Code for chat-driven editing and multi-file refactors.
Option B
Agentic IDE for flow-based development with deep context awareness.
| Spec | Cursor | Windsurf |
|---|---|---|
| Plans & pricing | Hobby free · Pro $20/mo · Business $40/user | Free · Pro $15/mo · Teams higher tiers |
| Free tier | Limited agent & completions | Generous free agent credits |
Plans & pricing
Cursor
Hobby free · Pro $20/mo · Business $40/user
Windsurf
Free · Pro $15/mo · Teams higher tiers
Free tier
Cursor
Limited agent & completions
Windsurf
Generous free agent credits
| Spec | Cursor | Windsurf |
|---|---|---|
| API access | Bring your own API keys optional | No separate API — IDE only |
| API limits / quota | Fast requests capped on free; Pro ~500 fast/mo | Flow actions per month by plan |
| Rate limits | Slow queue when fast quota exceeded | Premium model limits on free |
| Context window | Depends on underlying model | Cascade multi-file context |
| Best for | AI-native IDE, multi-file edits, agents | Free agentic IDE, Codeium stack |
API access
Cursor
Bring your own API keys optional
Windsurf
No separate API — IDE only
API limits / quota
Cursor
Fast requests capped on free; Pro ~500 fast/mo
Windsurf
Flow actions per month by plan
Rate limits
Cursor
Slow queue when fast quota exceeded
Windsurf
Premium model limits on free
Context window
Cursor
Depends on underlying model
Windsurf
Cascade multi-file context
Best for
Cursor
AI-native IDE, multi-file edits, agents
Windsurf
Free agentic IDE, Codeium stack
See pricing table below
See API & limits section
Try both free tiers; pick by feel.
Both target vibe coding; Cursor has larger community.
Compare pricing plans, API limits, and feature winners side by side.
Verdict: Try both free tiers; pick by feel.